HSA Ledger
Health spending accounts, kept in order.
Set up and run a health spending account for your corporation, structured as a private health services plan, with the records it depends on kept dated and complete.
HSA Ledger is in development. It is not yet available, and it is not affiliated with or approved by the Canada Revenue Agency.
The records a plan depends on.
Who is employed, who owns shares, who is family, and who is covered.
Each is its own record, with its own dates. One person can be an employee, a shareholder and a spouse at once, and none of those implies another.
- Every version of a relationship, with its dates
People, not job titles
Employment, ownership and family relationships are recorded separately, so adding a spouse never creates an employee, and hiring someone never creates coverage.
Dated, never overwritten
Every relationship carries the dates it applies. Ending one keeps its history, and the state on any past date can be looked up exactly.
An audit ledger
Sensitive changes are recorded in an append-only ledger: who changed what, when, and with what result.
Your corporation only
Every record belongs to one corporation, and access comes only from membership. Isolation between corporations is tested on every change.
Careful where the rules need judgment.
Some questions, such as benefits for owner-employees and their families, depend on facts a program cannot weigh. HSA Ledger flags them for professional review instead of deciding. It says when it found no issues; it never claims CRA approval.
What comes next.
Plans with versions
Plan terms that are fixed once active; amending a plan creates a new version.
Claims and receipts
Claims checked against the plan in effect on the date of service, with receipts kept securely.
Reimbursements
Each reimbursement with a stable reference for matching in your books.
For your accountant
An accountant export first, then direct connections to accounting software.
The fine print.
- Audience
- Small and owner-managed Canadian corporations, and the accountants who work with them.
- Status
- In development. Not yet available.
- Advice
- HSA Ledger keeps records and flags questions; it does not give tax or legal advice.
- Affiliation
- Not affiliated with or approved by the Canada Revenue Agency.